Accept real-time FedNow® and Zelle® payments with one simple API.

No restrictions to sign up. All you need is a US bank account (business or personal).

We are unable to report any transactions to the IRS, even if the total is more than $600. The law requiring payment processors to provide forms 1099K for information reporting does not apply to the Zelle Network®.

If payments you receive are taxable, it is your responsibility to report them to the IRS. If you have any questions about your tax obligations, please consult with a tax professional. Learn more

Customer funds are deposited into your US bank account in real-time.

At no point do we gain access to your funds or possess the ability to freeze or lock them. 

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Furthermore, customers are unable to charge back Zelle® payments from you once completed.

 Start with a 4.9% fee on total payment volume, reduced to 3.9% after the first $250,000 and further to 2.9% beyond $1,000,000.

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Ideal for micropayments - unlike with credit cards, a $1 transaction over Zelle won't incur a 30 cent fee.

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Consider that with Stripe's fee structure of 2.9% + 30 cents, transactions under $30 cost at least 3.9%.

Our real-time bank payment platform is the ideal solution for privacy-focused consumers who often hesitate to disclose their credit card credentials. 

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Your customers can shop discreetly without the need to use their credit cards or having purchase details show up on their statements.